OverviewAgriculture loan officers, or agricultural lenders, work to help farmers and rural citizens obtain funds needed to fund their operation, purchase property, and more. Ag lending is more than just cold calling prospects. The right individual will need to meet with farmers and business owners face to face to build relationships. Knowledge of the industry, the market area, and keeping up to date with rules and regulations. This company is looking for an individual who is family oriented and has a passion for the Ag industry and helping others. Responsibilities: * Seek lending relationships with existing customers * Actively call on prospective borrowers * Explain to customers the different types of loans and credit options that are available, as well as the terms of those services * Develop and analyze all types of credit information * Approve within delegated authority loan structures pricing and conditions on loan transactions * Combine agricultural and business knowledge with an in-depth understanding of each customer”s current financial position in order to provide innovative and workable alternatives to solve problems the customer faces in their ongoing farming operations * Ensure all files are maintained in a secure environment to protect borrowers” data * Participate in training as scheduled by the supervisor * Evaluate the risk in loan transactions and assign a probability of default and loss given default * Manage and grow existing loan portfolios * Participate in community and industry events * Prepare credit analysis on assigned portfolio directly or through the use of a credit analystRequirements: * 4+ years or Ag lending experience preferred
* Credit and underwriting experience is a plus * 4 year degree in agricultural business, business, accounting or finance. * A general understanding of agriculture is very valuable and desired. * Networking * Strong Communication Skills * Experience in Community Size bank * Work independently
Please contact me for a confidential conversation, contact our Minnesota Banking Specialist Don Strand directly at 605.809.8517 or email me at firstname.lastname@example.org for more information on this, or any other positions you might be interested in.
GPAC (Growing People and Companies) is an award winning search firm specializing in placing quality professionals within multiple industries across the United States over the past 28 years. We are extremely competitive, client-focused.