Description/Job SummaryThe Credit Analyst develops and analyzes all types of credit information.? The Credit Analyst prepares complete loan packages independently for small to mid size loans, completes all documents, including projections, prepares analyses, and makes the appropriate recommendations.? The Credit Analyst also assists with preparation of larger and more complex loan packages.? The Credit Analyst improves professionalism associated with loan servicing, monitoring, and reporting and provides assistance to Relationship Managers?in loan servicing and processing as needed.? The Credit Analyst performs timely and efficient processing of assigned loans.Responsibilities/DutiesESSENTIAL:Analyzes financial statements to develop initial assessment by identifying strengths and weaknesses pertaining to a borrower?s historical operating performance.? Develops credit information for use by Relationship Managers or Committees in the making of lending decisions. Independently processes loans, line of credit, and continuations.? Assists in the preparation of larger loan packages.Assigned specific loans for monitoring on a monthly or quarterly basis as necessary to monitor compliance with loan agreement covenants and financial trends.Completes Credit packages with all information included and complete for booking to the loan system.?MARGINAL:?Completes projects and/or research as assigned by direct supervisor or the Chief Lending Officer.?Required QualificationsEssential:A minimum of a 4-year college degree with emphasis in agricultural economics, agribusiness, finance, or business.Strong analytical skills and general understanding of GAAP accounting.Excellent written and oral communication skills along with sound organizational skillsAbility to work under time pressure.Proficiency in Windows, Word, Excel, and PowerPoint is desired.Marginal:Knowledge of operations and appraisals.?DetailsSouthwest Georgia Farm Credit offers competitive compensation with a comprehensive benefits package which includes 401(k) with employer matching; medical, dental, and vision insurance; paid holidays, vacation?and sick leave; life and disability insurance, and more.EOE, including veterans and individuals with disabilities.Apply for this job.