Credit AnalysisMeets, collects and enters data from customer/potential customer in internal softwareAnalyzes financial data and makes recommendations for loan structure, terms, and conditionsApproves, modifies or denies loans within delegated credit authority for the customerRecommends loan approval, denial or modification for loans outside of delegated credit authority to loan committeeNegotiates loan structure and pricing for recommendation to customer and/or Loan Committee Loan Portfolio Management / ServicingServices loans, including interest rate conversions, MERLOC extensions, re-amortizations, partial releases, fixed rate pricing assumptions, and collateral analysisWorks with staff to identify and develop plans to reduce risk for at-risk creditEnsures regulatory compliance on loans by following Association policies and proceduresMay report market and commodity updates to management Business DevelopmentMaintains a professional presence and develops a network to the constituency the Association serves, Farm Credit system, financial institutions and regulatorsRepresents and promotes the Association at outside meetings and eventsGenerates sales leads to develop sound business relationships and produce new businessEducates customers on services and products offered by the Association Loan DocumentationProvides additional credit information into softwareVerifies documentation is accurate with title companies, legal department and internal loan software Property Inspections and EvaluationsInspects crops, livestock or equipment to be used as collateralAssesses condition and determines current market value of collateral Data Security and ConfidentialityAppropriately protects the confidentiality, security, and integrity of the Association, employees, customers, and other stakeholders Commitment and Support of Association MissionUnderstands, applies, and supports the Association mission and vision statement in a positive, professional manner at work and with customers in all settings Golden State Farm Credit Employment More Than a Career . . . a Way of LifeMany of our employees come to us because of their desire to remain close to their agricultural roots. If you've grown up with farmers and ranchers, and have been exposed to the values and lifestyle agriculture promotes, it's not an easy experience to leave behind.While many of the positions for which we recruit understandably require candidates with an agricultural background, it also takes individuals with specialized talents in other areas to make the credit process work effectively. An agricultural background is preferred for these positions:Loan OfficerCredit AnalystAppraiserSummer Intern Other positions might include:AccountantFinancial AnalystTechnical Systems AdministratorProgrammer/Systems AnalystMarketing Specialist What Benefits Does Farm Credit Offer?Farm Credit understands the pressure on professionals to balance their work and family concerns. We know that employees who have peace of mind can fully enjoy their families and be more successful at their jobs. A well-designed, valuable employee benefits program gives employees an important, overall sense of security, including:Life InsuranceAccidental Death and Dismemberment InsuranceDependent Life InsuranceDisability CoveragePretax Dependent Care Spending AccountMedical PlanDental PlanPretax Health Care Spending Account401(k)Paid Time OffHolidaysSick LeaveOther LeaveSalary Continuance Golden State Farm Credit is an Equal Employment Opportunity employer.Apply for this job.