Senior Loan Officer
Senior Loan OfficerRobstown, TX?Capital Farm Credit is a great place to work. Our employees are passionate and committed to serving both rural Texas and each other. We seek highly motivated and engaged people who foster the core values behind who we are, how we work and how we treat others with commitment, trust and value. We cooperate and care for our members and employees with family-like respect and appreciation. Capital Farm Credit works diligently to ensure we provide our full-time employees with a market-based compensation program including competitive salary, employee benefits, participation in an attractive, goals based incentive program, and development opportunities. As a customer-owned cooperative, our compensation and benefit programs are designed to align the success of our members with the employee s success.?Our comprehensive benefit program includes, but is not limited to:An outstanding company-wide incentive programAccommodating and flexible vacation and sick leave12 paid holidays401(k) plan with up to a 9% employer contribution/matchAffordable health, dental, and vision plansEmployer paid life insurance and disabilityTuition reimbursementUp to $400/year wellness reimbursement???FUNCTIONS:Develops and manages loan portfolios including loan originations in the trade area served by the association.Assists prospective and current borrowers with their credit needs and with formulating solutions to credit related issues.Makes and services loans and leases within delegated authority and in accordance with association policies.Makes and/or conveys decisions on loan approval, structure and pricing.Responsible for exercising credit risk management responsibilities on loans within area of responsibility.Develops and contributes to business development plans and implements business development practices across the assigned territory with an impetus on growth in the loan portfolio.Maintains current, adequate and verified financial information on borrowers and guarantors as required by association policy.Performs loan servicing tasks, which may include partial releases, subordination s to mineral leases and right of ways, division orders, reamortizations, assumptions, severance agreements, and insurance claims.Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are properComplies with proper credit administration practices as outlined in the association s policies and procedures.Other lending functions as directed by management.PREFERRED SKILLS:Excellent verbal and written communication skills.Basic to moderate skill set in Microsoft Office Applications.General knowledge of accounting and financial systems.Ability to perform intermediate level accounting and financial analysis under moderate supervision.SALARY:Commensurate with experiencePOSTING DATE:August 8, 2018Position will be posted until filled, until sufficient candidates are reviewed to ensure a qualified selection can be made, or until closed at the discretion of the Association.TO APPLY:A completed application and resume are required.?AA/EOE/M/F/D/V; Full description available on request.Apply for this job.