Senior Risk Underwriter

Job Listing No: 9740000

Senior Risk Underwriter

RBC – Raleigh, NC – Job Description What is the opportunity? The Senior Risk Underwriter position is responsible for manually adjudicating mortgage and HELOC applications affluent borrowers who are purchasing and/or refinancing US real estate. When performing this role, some requests need to be considered for Policy exceptions, and/or will have complex characteristics requiring in depth credit expertise and the ability to effectively balance the risk reward relationship. The incumbent will need to appropriately consider all mitigating factors and relationships in decisioning exception requests.Loan requests will be complex in nature: self employed, complex financial holdings (ie. multiple entites in borrower’s organizational structure), cross border with holdings in US and Canada, US and Canadian credit, complex ownership structure. All underwriting decisions will be made on a manual basis (not approved in an automated environment through use of AUS). The incumbent must be able to manually underwrite … – Permanent – Full-time

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