Special Assets Support Specialist
CHS has an exciting opportunity in our Enterprise Credit group. We are looking for top talent to assist the Special Asset Manager and Special Asset Officers with the management of troubled accounts. You must have excellent communication skills, both verbal and written. You will:Review Loan or Account Files, including promissory notes, applications, security agreements, loan agreements, mortgage etc. Conduct monthly reconciliations.Verify location and condition of personal property and real property collateral.Inventory existing collateral.Conduct Public Record Searches to identify undisclosed assets or verify financial information.Perform UCC and business record searches. Perform property records searches and GIS searches.Conduct UCC lien analysis to determine our lien priority.Verify priority liens are properly filed and active.Conduct mortgage priority analysis including review of title reports and O&E reports.Verify mortgages are properly filed and active. Perform asset liquidation analysis.Determine proper reserve levels for accounts. Interpret business financials and analyze the customers debt repayment capacity.Assist with identifying and monitoring customer collateral.Provides a variety of reports to assist in the management of the special assets? portfolio.File returned items necessary to document file.Prepare advance requests.Maintain account files in proper order.Track legal files and monitors attorneys' progress, regularly making contact pertaining to status of accounts.Maintain calendar to track legal or payment deadlines.Assist in making arrangements for repossession and sale of collateral.Draft lien releases, modifications and terminations.Draft mediation requests and gathering requested information.Draft discovery responses and gathering requested information.Record any deeds, modifications or UCC filings with appropriate authorities.Send past due notices and letters.Champion/Foster/Cultivate/Maintain and promote a strong safety culture and follow all safety policies, procedures and regulations. Identify and communicate workplace hazards and correct or seek assistance in correcting unsafe actions or conditions.Basic Qualifications: (required)Associate?s degree4+ years of experience in lending, collection or litigation functionsKnowledge of commercial lending procedures, and documentation issues.Computer literate with a thorough understanding of Microsoft Word and Excel.Aptitude for figures and detailed work.Ability to solve problems, to prioritize, to handle several aspects of commercial lending at the same time, and to deal courteously, efficiently and effectively with staff.Good administrative and follow through skills.Strong reading and writing skills.Working knowledge of finance and legal terminology.Preferred Qualifications: (desired)Bachelor's degree in finance or a related field.Previous lending, collections, real estate or legal experience in a financial institution.Experience in Agriculture.Courses and seminars in credit issues or collections.Apply for this job.