VP Credit Officer

Job Listing No: 9740000

VP Credit Officer

VP Credit OfficerRound Rock, TX Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses. We are a proud member of the nationwide Farm Credit System which provides financing to meet the needs of rural America. As one of the largest Farm Credit Associations in the United States, Capital Farm Credit has over $7 billion in total assets and employs nearly 500 team members. We serve 192 counties in Texas with nearly 70 credit offices. Capital Farm Credit is a great place to work. Our employees are passionate and committed to serving both rural Texas and each other. We seek highly motivated and engaged people who foster the core values behind who we are, how we work and how we treat others – with commitment, trust and value. We cooperate and care for our members and employees with family-like respect and appreciation. Capital Farm Credit works diligently to ensure we provide our full-time employees with a market-based compensation program including competitive salary, employee benefits, participation in an attractive, goals based incentive program, and development opportunities. As a customer-owned cooperative, our compensation and benefit programs are designed to align the success of our members with the employee’s success.  Our comprehensive benefit program includes, but is not limited to:An outstanding company-wide incentive programAccommodating and flexible vacation and sick leave10-12 paid holidays401(k) plan with up to a 9% employer contribution/matchAffordable health, dental, and vision plansEmployer paid life insurance and disabilityTuition reimbursementUp to $400/year wellness reimbursement  EDUCATION REQUIREMENT:Bachelor’s degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience. JOB REQUIREMENTS:Eight or more years of progressively responsible banking or agricultural lending experience involving credit extension, including the marketing, credit underwriting, administration and analysis of commercial credits and agribusiness loans. FUNCTIONS:Develops and manages loan portfolios including loan originations in the trade area served by the association.Works with complex loans and loan participation packages.Provides analysis, servicing and reporting of the Association’s mortgage and commercial loans.Analyzes financial information including balance sheets, income statements and cash flows of potential borrowers to ascertain credit worthiness. Determines Probability of Default (PD) ratings as appropriate and make recommendations for approval or denial of loans.Interprets, communicates, and provides guidance regarding association lending policies and procedures.Reviews and approves loans submitted by other lending staff that exceed their delegated authority.This job has been benchmarked to VP Credit OfficerEnsures that all assigned loans are properly risk rated, assigned loss given defaults are correct and performance status assignments are proper.Complies with proper credit administration practices as outlined in the association’s policies and procedures.Assists senior-level credit officers with complex loan applications as necessary.Assists prospective and current borrowers with their credit needs and with formulating solutions to credit related issues.Makes and services loans and leases within delegated authority and in accordance with association policies. Makes and/or conveys decisions on loan approval, structure and pricing. Responsible for exercising credit risk management responsibilities on loans within area of responsibility.Conducts complex credit analyses. Analyzes balance sheets, income statements, and cash flows of potential borrowers to ascertain creditworthiness. Maintains current, adequate and verified financial information on borrowers and guarantors as required by association policy.Performs loan servicing tasks, which may include partial releases, subordination’s to mineral leases and right of ways, division orders, reamortizations, assumptions, severance agreements, and insurance claims.Performs collections on assigned loans and assists management with collections on all loans in the portfolio.Works with delinquent borrowers to obtain satisfactory loan performance.Assures that adequate insurance coverage is maintained as required by loan conditions and monitors ad valorem taxes to insure that such taxes are paid on the security.May assist with the title examination on prospective loans to ensure validity of liens on property pledged as collateral or security interest on chattels. May prepare loan closing packages and facilitates the loan closing process as required in accordance with all applicable association and FCA policies and regulations. PREFERRED SKILLS:Experience underwriting C&I, CRE, P&E, and/or O&G sources of repayment.Experience underwriting production ag operating credits.General knowledge of accounting/financial systems.Specialized knowledge of accounting/finance principles.Skill in oral and written communication.Intermediate skill level in Microsoft Office applications.Ability to perform intermediate-level accounting and financial analyses under limited supervision. POSTING DATE:  October 18, 2018Position will be posted until December 18, 2018, unless extended at the sole discretion of Capital Farm Credit.  At the discretion of CFC, position may be offered at alternate titles and other business experience may be considered relevant.AA/EOE/M/F/D/V; Full description available on request. 

Apply for this job.




Similar Jobs For "VP Credit Officer"



 Jobs by Indeed job search

Senior Contract Specialist

Company: Booth Management Consulting, LLC.
Location: Washington, DC
Bachelor’s degree in relevant field of study and 24 Business credit hours from an accredited educational institution. To work onsite with our federal client. To apply for this job vacancy in Booth Management Consulting, LLC. you must be qualified and you should prepare the required documents, click on the job link for more details.
Posted 5 hours ago

Alumni Programs Coordinator

Company: National YoungArts Foundation
Location: Miami, FL 33137
Provide monthly credit card expense reports from the Alumni Department credit card to finance. Artwork credits, artist bio, artist statement. To apply for this job vacancy in National YoungArts Foundation you must be qualified and you should prepare the required documents, click on the job link for more details.
Posted 4 hours ago

Business Banking Credit Specialist III

Company: BOK Financial
Location: Denver, CO
Participates in credit discussions with Account Officers, Market Managers and senior management; Often provides underwriting, risk management and credit policy… To apply for this job vacancy in BOK Financial you must be qualified and you should prepare the required documents, click on the job link for more details.
Posted 5 hours ago

Manager Real Estate and Legal Collections

Company: Top Solution Management
Location: Laurel, MD
Repossession, credit reporting disputes, settlements on char: Provides assistance to the Consumer Loan Collections unit with regard to the credit bureau direct… To apply for this job vacancy in Top Solution Management you must be qualified and you should prepare the required documents, click on the job link for more details.
Posted 1 hour ago

Asset Manager

Company: Enterprise Community Loan Fund, Inc.
Location: Seattle, WA
In particular, the Asset Manager will provide support to Loan Fund’s operations by working closing with the Loan Fund’s Chief Credit Officer (CCO) and Loan… To apply for this job vacancy in Enterprise Community Loan Fund, Inc. you must be qualified and you should prepare the required documents, click on the job link for more details.
Posted 2 hours ago






Note: This job listing with titled "VP Credit Officer" was indexed from different job portals. This job might be expired or closed for accepting CV's so we suggest to browse it from the new jobs menu of this site. Our website is an open community website for assisting job seeker so if you found some broken links or error in our site don't hesitate to contact us to fix the issue. Thank you for using our free services.